CIBIL Login: CIBIL Credit Information Report (CIR) can be get directly by CIBIL Credit Information Report (CIR) on the official website of cibil at www.cibil.com. CIBIL CIR is a record of your credit payment history compiled from information received from Credit Institutions. CIBIL – India’s first credit information bureau- is a repository of information, which contains the credit history of commercial and consumer borrowers. CIBIL provides this information to its Members in the form of credit information reports.

The purpose is to help Credit Institutions make informed lending decisions – quickly and objectively, and enable faster processing of your credit applications to help provide you speedier access to credit at better terms. CIBIL’s equity was held by State Bank of India, Housing Development Finance Corporation Limited, Dun & Bradstreet Information Services India Private Limited and Trans Union International Inc. The shareholding pattern was in the proportion of 40:40:10:10 respectively.

If you have existing credit accounts or have recently applied for a credit facility, we request you to submit identity and address details that have been submitted to the relevant Credit institutions. This will help us provide you with more consistent information.

CIBIL is a composite Credit Bureau, which caters to both commercial and consumer segments. The Consumer Credit Bureau covers credit availed by individuals while the Commercial Credit Bureau covers credit availed by non-individuals such as partnership firms, proprietary concerns, private and public limited companies, etc. Banks, Financial Institutions, State Financial Corporations, Non-Banking Financial Companies, Housing Finance Companies and Credit Card Companies are Members of CIBIL.

To Access your CIBIL Credit Information Report (CIR). Please visit – http://www.cibil.com/accesscredit.htm

View the original article here

or subscribe in as a reader